KEYNOTE STAGE will bring together the Top Industry Leaders who will address how their companies innovate and will share their vision on the future of the industry
CONFERENCE AREA will feature 200+ Inspiring Speakers representing the entire payments and digital identity ecosystem
TUESDAY 28 November
Mobile Payments & Wallets
Mobile Payment has been the subject of desire and promises since a few years. E-wallets have shown their relevance in e-commerce (convenience, conversion rate, fight against fraud, mobile friendliness ...). This has now led to a true battle of titans between the web giants (Amazon, Alibaba, Google, Facebook,...), the international card schemes (Visa Checkout, MasterPass), the big retailers (Walmart Pay, Starbucks, Flash’NPay...), the banks (Chase Pay, Paylib ...), the smartphone manufacturers (Apple, Samsung, ...), the telecom operators (Vodafone, Orange, Telefonica, MTN ...) and a myriad of start-up. Who will win the battle? In this track, we’ll discuss how the various stakeholders plan to achieve mass adoption and international expansion.
Biometrics for Authentication
Comfort in use and authentication in digital environment have been a major shift in biometric landscape. Mobile and cloud access, image and voice detection for consumers, have impacted content diversification and technical levels in biometrics. Uptake rate and usage are also growing at good pace. This conference track will offer a synthetic view on various authentication domains for biometrics: mobile and cloud access, identity management chains, biometric deployment for trust environments. Smart border mechanism, critical infrastructures protections, legal and forensic investigations are also in the scope.
Data Protection & Data-Driven Innovation
We are living an important transition in data protection. It has become a transversal subject for both businesses and a trust dimension in customer relationship. Today, we see a significant evolution as data protection is being redesigned in the international regulation landscape, making new structural progresses in business processes from project designing to cloud servicing, widening user control options. This track will update you on privacy and general data protection regulation in Europe and beyond. It will also cover a range of methodologies, technologies (cryptology, cloud data protection, AI, Big Data analytics, mobile privacy), legal liability aspects and market practices.
Open Innovation: From Blockchain to Open API
With innovation and new technologies in the world of payment and Fintech, it is harder and harder to keep track of real changes vs buzz. This track will try to bring clarity and separate myths from reality with topics ranging from distributed ledger, Blockchain, Open API, Open ID, Real-Time P2P. By exploring individual initiatives to group efforts (consortia) and regulatory oversight, getting concrete answers will be the goal to understand the future.
AI in Payments & Fintech
Artificial Intelligence (AI) is all the buzz this year. AI has been part of the operations within many companies, from Apple’s Siri to Uber’s dispatch of the drivers to Facebook’s Newsfeed. Facebook, Google and other tech companies are making research into AI a priority. The Fintech sector uses AI in several ways. Initially, AI was used more in backend technology settings to power large scale decision-making in financial analysis, trading and lending. More recently, some Fintech (e.g. Wealthfront, Venmo) have been adding AI capabilities to enhance their services. In this track, we’ll try to separate the buzz from reality and explore the role of AI in Fintech and payments.
WEDNESDAY 29 November
The rapid growth of digital technology is disrupting lots of different industries and there is no better evidence than in the payments industry. For many years, the industry moved slowly, reliant on the decisions of a handful of companies. With the digital revolution on the way, the payments growth has become a truly global phenomenon. PayTech are the pioneer when it comes to Fintech disruption and remain, over the years, the most developed Fintech sector. Every day, we see a new startup or an established corporate launch a new offer. In this track, both the disrupting newcomers and incumbents will share their vision of the future.
eID & eGovernments
Digital interactions lead to increasing the scope and length of e-government strategies using electronic identification as a central pillar. After administration efficiency and cost savings, new strategies aim to strengthen digital trust, integrate appropriate economic services and improve security and immigration policy.
This session will look into lessons learnt from «digital by default» in administration policies, implementation of international identity schemes, progression with effective trust services, private-public interoperability, services personalization with citizen cards and mobile identity, and e-gov practices from social inclusion or shared economy transparency to improved control in migration flow management.
IoT & Connected Commerce
The IoT market is experiencing explosive growth around the world. Gartner is predicting 20.8 billion connected things by 2020. Some industry reports predict up to 50 billion connected devices by 2020. Payment capabilities being added to connected objects, this is the advent of connected commerce powered by IoT. What is the current status of IoT and payments? How can payments develop further the IoT ecosystem? What are the main opportunities and hurdles for the development of connected commerce? What are the most innovative solutions in the IoT sector, specifically in the wearables, connected home and connected cars segments? What are the strategies of the various players? This session will help you answer all these questions.
Securing the IoT
IoT applications and services are developing at a fast pace. After healthcare, energy, utilities, smart cities or agriculture, IoT is growing in automotive, retail, banking, consumer services and home automation and will not stop there. Connected cars are the buzz of this year. In this context, securing the IoT is becoming a key challenge for many businesses and administrations. This session will offer important answers to this challenge and will help you understand key concepts in IoT governance, with a focus on security, privacy and liability. It will cover concrete use cases from automotive, healthcare, home automation or energy industries.
THURSDAY 30 November
Commerce & Payments
Retail business is facing multiple upheavals: e- and m-commerce, social networks, private sales, market places, sharing economy, CtoC, digitalization of outlets, cross-channel, self-check-out, mobile POS … Meanwhile, the payments industry is at the heart of a new deal (disruptive technologies and digital channels, new regulations, competitive pressures, new entrants and models ...), a phenomenon exacerbated by the increasing convergence between off- and on-line commerce. As such, all payment solutions have to fit with the customer experience, before, during and after the purchase and to bring value-added services (ubiquitous payment, speed and recognition, digital coupon, instantaneous reward, geolocation etc.).
Cyber Security & Fraud Management
Customer accounts takeover, assaults on cash flows and money transfers, blocking, spying or stealing intangible assets, or creating industrial control system flows are a few examples of what every organization needs to cope with. This track will address cyber risks evolution, intrusion detection and threat prevention, information security management, detection capabilities inside and outside the organization, identification and authentication strengthening practices, cyber audit practices, and fraud and crisis management.
Regulatory Challenges & PSD2
The succession of European directives, the decisions by competition authorities and central governments are making the payments landscape more homogeneous and more competitive.
Amongst the major effects, let’s mention the creation of the Payment and Electronic Money Institutions, the decline of cards’ interchange fees, the advent of European SDD and SCT instruments, the willingness to split scheme and processing, the access to bank accounts allowed to third parties and the prospects of instant payment. The range of possibilities is getting limitless. This track will dive into the latest regulatory enhancements and will help you gain a better understanding of the challenges and opportunities they represent.
Over the last year, we’ve seen an increasing number of new players willing to become real bank actors. Many of them have got their banking license and many more shall get one in the months to come. Neo banks are definitely one of the most exciting and fast developing categories of Fintech. All traditional banks are trying to figure out how to cope with this new agile competition. Many banks have chosen to partner with Neo-Banks, using their services to enhance their offer. Recently, we have seen some first acquisitions of Neo-Banks by traditional large banks (e.g. BPCE & Fidor Bank). But the disruption is not coming just from Fintech but from web giants and telecom operators (e.g. Orange Bank) too. Who will win the battle?